{"product_id":"the-algorithmic-insurer-paperback","title":"The Algorithmic Insurer - Paperback","description":"\u003cp\u003eby \u003cb\u003eIbrahim Karam\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eThe Algorithmic Insurer\u003c\/strong\u003e explores one of the most important questions facing the insurance industry today: \u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eWhen artificial intelligence begins making decisions, who remains accountable for the consequences?\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eArtificial intelligence is reshaping insurance. It can analyse risks in seconds, automate underwriting, detect fraud, process claims, personalise pricing, and power increasingly autonomous customer interactions. Yet as algorithms move from providing information to influencing and executing decisions, a deeper challenge emerges: the challenge of governance.\u003c\/p\u003e\u003cp\u003eIn this groundbreaking book, Dr. Ibrahim Hikmat Karam introduces a comprehensive framework for governing AI driven insurance systems in a world where decision making is rapidly becoming automated. Moving beyond discussions of technology and ethics alone, the book examines how authority is delegated, how accountability is preserved, and how insurance institutions can maintain trust while embracing innovation.\u003c\/p\u003e\u003cp\u003eThrough original models and practical governance tools, readers will discover: \u003c\/p\u003e\u003cp\u003e- The Algorithmic Insurance Governance Model (AIGM)\u003c\/p\u003e\u003cp\u003e- The Human Authority Threshold (HAT)\u003c\/p\u003e\u003cp\u003e- The Decision Consequence Index (DCI)\u003c\/p\u003e\u003cp\u003e- The Algorithmic Accountability Chain (AAC)\u003c\/p\u003e\u003cp\u003e- The Safe Automation Envelope\u003c\/p\u003e\u003cp\u003e- The Model Monoculture Factor\u003c\/p\u003e\u003cp\u003e- Frameworks for explainability, fairness, contestability, and responsible autonomy\u003c\/p\u003e\u003cp\u003eDrawing on global regulatory developments, real world case studies, governance principles, and decades of insurance experience, the book provides actionable guidance for boards, executives, regulators, brokers, underwriters, claims professionals, actuaries, risk managers, auditors, and technology leaders.\u003c\/p\u003e\u003cp\u003eRather than asking whether AI is good or bad, The Algorithmic Insurer asks the questions that matter: \u003c\/p\u003e\u003cp\u003eWhat decisions should machines be allowed to make?\u003c\/p\u003e\u003cp\u003eWhat decisions must remain human?\u003c\/p\u003e\u003cp\u003eHow can institutions ensure fairness, transparency, and accountability in an autonomous insurance world?\u003c\/p\u003e\u003cp\u003eTimely, practical, and intellectually ambitious, this book offers a new blueprint for governing intelligence in one of the world's most important industries.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eFor professionals who believe technology can transform insurance, but that responsibility must always remain human.\u003c\/strong\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 210\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.44 x 8.5 x 5.5 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e August 17, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":67972585881907,"sku":"9789699597718","price":28.58,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0300\/5595\/6612\/files\/aUSdznrTfK9789699597718.webp?v=1794430430","url":"https:\/\/www.vysn.com\/products\/the-algorithmic-insurer-paperback","provider":"VYSN","version":"1.0","type":"link"}