{"product_id":"applied-personal-finance-what-you-just-have-to-master-paperback","title":"Applied Personal Finance (What You Just have to Master) - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eP. Leerberg\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e\u003cem\u003eDo you want to become financially successful, independent and retire when you turn 40? \u003c\/em\u003e\u003c\/strong\u003e\u003c\/p\u003e\u003cstrong\u003e\u003cem\u003eIt's possible even with an average salary. \u003c\/em\u003e\u003c\/strong\u003e\u003cstrong\u003e\u003cem\u003eThis is the short cut!\u003c\/em\u003e\u003c\/strong\u003eThis is \u003cem\u003ethe book \u003c\/em\u003eon applied personal finance that everyone should have had in high school. It gives you practical, everyday examples of how students, young adults, and wage earners easily can apply financial theory to personal finance in their everyday lives, just like MEAs and MBAs do themselves. Including Excel and 38 self-test exercises and answers: \u003cp\u003e\u003c\/p\u003e\u003cp\u003e- \u003cstrong\u003eCosts and the time value of money\u003c\/strong\u003e: Opportunity cost, present value and future value.\u003c\/p\u003e\u003cp\u003e- \u003cstrong\u003eLoans and debt\u003c\/strong\u003e: Serial- and annuity loans, current debt, credit cards, and effective interest rates.\u003c\/p\u003e\u003cp\u003e- \u003cstrong\u003eSaving and investing\u003c\/strong\u003e: Bank deposits, portfolio theory, stocks, funds, and gearing.\u003c\/p\u003e\u003cp\u003e- \u003cstrong\u003eInterest rates\u003c\/strong\u003e: Real- effective- and nominal interest rates, as well as the taxshield on debt.\u003c\/p\u003eThis book provides an overview, insight, and the practical training needed for everyday life, alongside the theoretical explanations of the underlying causes and how you can leverage this knowledge. This is the approach used by the FIRE* generation, as well as professionals with degrees in business and economics (such as MEA, or MBA) explained in everyday language for your own personal life. It covers everything from the introductory section on alternative cost, to the final chapter on the concept of infinite growth. The author has created Excel apps and models that mirror the book's structure, chapter by chapter. (FIRE* - Financial Independent, Retire Early).\u003cp\u003e\u003cstrong\u003e\u003cem\u003eThis easy-to-read book is equally suitable for practitioners who do not have a higher formal education, as for those who do have one!\u003c\/em\u003e\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e\u003cem\u003e \u003c\/em\u003e\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e\u003cem\u003e4 Basic and Powerful Rules and 9 Easy and Powerful Techniques\u003c\/em\u003e\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003e \u003c\/p\u003e\u003cp\u003e\u003cstrong\u003e\u003cem\u003eThis is What You Just have to Master in Personal Finance!\u003c\/em\u003e \u003c\/strong\u003e\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 216\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.46 x 10 x 7 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e November 02, 2025\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":54129234936115,"sku":"9788294176083","price":44.26,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0300\/5595\/6612\/files\/a4MX1J3dD19788294176083.webp?v=1790197188","url":"https:\/\/www.vysn.com\/products\/applied-personal-finance-what-you-just-have-to-master-paperback","provider":"VYSN","version":"1.0","type":"link"}