{"product_id":"everyone-has-a-plan-until-retirement-punches-them-paperback","title":"Everyone Has a Plan Until Retirement Punches Them - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003ePaul Pellegrino\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eRetirement has a funny way of ignoring the spreadsheet.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eMost people enter retirement asking one question: \u003cem\u003eHow much money do I need?\u003c\/em\u003e\u003cbr\u003eBut after 17 years as a financial planner, Paul Pellegrino knows that retirement rarely falls apart because someone missed a magic number. It falls apart because life changes, markets drop, health issues appear, family pressures build, aged care arrives, and good plans are not flexible enough to take the hit.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eEveryone Has a Plan Until Retirement Punches Them\u003c\/strong\u003e is a straight-talking, practical guide for Australians approaching retirement, already retired, or helping someone they care about make better financial decisions.\u003c\/p\u003e\u003cp\u003eThis is not a get-rich book. It is not full of jargon, product pushing, or scare tactics. Instead, Paul shares real client stories, practical lessons, and blunt advice about what retirement actually looks like once the pay cheques stop.\u003c\/p\u003e\u003cp\u003eInside, readers will learn how to think clearly about: \u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eSuperannuation and retirement income\u003c\/li\u003e\n\u003cli\u003eAge Pension and Centrelink issues\u003c\/li\u003e\n\u003cli\u003eHow much is really enough\u003c\/li\u003e\n\u003cli\u003eTurning assets into income\u003c\/li\u003e\n\u003cli\u003eThe bucket strategy\u003c\/li\u003e\n\u003cli\u003eMarket risk and longevity risk\u003c\/li\u003e\n\u003cli\u003eAged care costs and planning\u003c\/li\u003e\n\u003cli\u003eHelping adult children without damaging your own retirement\u003c\/li\u003e\n\u003cli\u003eEstate planning, super nominations, and family conflict\u003c\/li\u003e\n\u003cli\u003eHow to choose a financial adviser and spot red flags\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eLight-hearted, honest, and grounded in real-world experience, this book reminds readers that a good retirement is not about dying with the biggest balance. It is about sleeping at night, living well, and having a plan that can handle real life.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 96\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.2 x 9 x 6 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e July 08, 2026\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":54089531162931,"sku":"9781923449435","price":30.02,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0300\/5595\/6612\/files\/AMIcciYcbt9781923449435.webp?v=1789592039","url":"https:\/\/www.vysn.com\/en-ca\/products\/everyone-has-a-plan-until-retirement-punches-them-paperback","provider":"VYSN","version":"1.0","type":"link"}